Appraisal services for Saint Cloud and Osceola County homeowners

See the top seven reasons why FL homeowners hire Main Street Appraisal Service:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Osceola county's assessment of your propertyvalue
  3. To lower their mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a FL divorce, when real estate property needs to be divided
  7. To settle an estate in FL by determining the true market value of real estate in question

Own a home in or near Saint Cloud, FL and need help deciding the price of it?
Contact Main Street Appraisal Service.

We at Main Street Appraisal Service understand the special needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Main Street Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At Main Street Appraisal Service, we're qualified in helping consumers just like you abolish unneeded PMI insurance.

Challenging Osceola county's assessment of your property

If you live in an area that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Main Street Appraisal Service is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be troublesome from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Main Street Appraisal Service can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Main Street Appraisal Service can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.